I would go to a private shop or two and get a consult with estimate first. Don't even tell the Ford dealership about going get a private consult and estimate. That way they can't make it seem as though it's not that bad and you will know ahead of time whats up. They will try to make you seem like the idiot. Don't let them railroad you. Then ask the guy giving you the private consult what he thinks the damage was caused form.