For what it's worth, I was pulling in a steadt 6 figure income before we had our 3RD child. Now I'm jobless. Have been for a month. Am I irresponsible? I have no mortgage/rent and no car/creditcard payments.
I'm looking for a job. Any job. But people don't want to hire me for "menial" jobs because they are afraid I'll leave as soon as one in my field opens up. And e live in a rural area so all those jobs are filled. I can move, and I want to, but I'm broke. And I'm not going anywhere that makes me a "paycheck" to my family instead of a Father. Selfish? Maybe. Stupid? perhaps financially. But my wife and kids will know we are a family and THEY are more important than cash. I spend time with them everyday. Meaningful time. not just acknowledging they exist. If that's irresponsible so be it.