My insurance company lists a Mach 1 as "high performance" and that makes insurance about $1,000 a half for me (I am 31). A Cobra is about $1200 a half. With the hp ratings that are stated, if the insurance companies decide that the new Mustang GT is similar to a current Mach 1 in performance, then the "bend over" comment was pretty accurate. Granted, the base is a bit less expensive than a Mach 1, but they will also have no history on how much repairs cost so they are likely to soak you until it proves otherwise.