An insurance company can't actually total your car without your consent, but you may have to bite the bullet and get much less money than what the damage is worth. Like said above, pitch a fit if they try to total it, man. Isn't her insurance going to pay for it anyway?
My crown vic recently got hit by a lady who fell asleep at the wheel and I told the insurance guy I couldn't afford to total it because I'm in college. He just smiled, nodded his head and cut me a fat check for 1300 bucks. Geico rocks, man.
My crown vic recently got hit by a lady who fell asleep at the wheel and I told the insurance guy I couldn't afford to total it because I'm in college. He just smiled, nodded his head and cut me a fat check for 1300 bucks. Geico rocks, man.