2010 purchase advice

[redblazerx]

I am looking to trade my wife's 2007 fusion for a 2010 GT tomorrow. We are currently paying $370 per month on her car and estimated payments on the GT are going to be $443. I am getting dealer cost and rolling some negative equity from the fusion onto it. We are also getting the 0% for 72 on it as well.

My wife is not really against it but is just ok with it, we have a 2 other cars that can be driven after one of them has a new engine installed within the next few weeks. One is a 99 bravada and a 97 saturn wagon. The wagon will be gone after I get the engine back from my mechanic, I am trading him the saturn for his engine work.

Also what do you guys pay for insurance? I had a 2006 GT a few years ago and I dont think insurance was that bad on it. Will the 2010 be much higher?

Does this sound like a good deal to you guys?

 

[Madguitarist78]

My payment is $436 and its a pretty loaded GT Premium. Is yours the same?

 

[redblazerx]

My payment is $436 and its a pretty loaded GT Premium. Is yours the same?

No, its a deluxe. I had a bad experience with the leather in my 06 gt a few years ago and swore I would never get leather again.

Im getting it for 27998 and rolling some negative equity from the fusion onto it, but the 0% will be nice instead of the 5.9 on the fusion.

 

[HOLYWD]

nice . im at 6% @ 490 per month in my gt premium

 

[Argetni]

The dealer is making too much money on that deal with the 2011s already in stock. You are buying what essentially is a used car at this point from a value perspective.

I struggled with the same thing actually and ended up ordering a 2011 GT for only $60.00 more then they wanted for the 2010. Of course I am not getting 0% on the 2011 but long term it is still the better deal.

If you take the 2010 make sure they give you another $1000.00 for your trade and they are still making a nice sum on the deal.

 

[dadkind]

Argetni is right. You're basically buying what is an instant used car.

The price seems OK. But since the HAVE to move the 2010, you may still be able to get the price down a bit more.

The 0% financing is a MUST for this car. But you should be getting some cash back from Ford as well.

I just purchased a GT premium for about 29K with the 0% (60 mos) and $1K cash back from Ford. (I probably could have talked them down another $1K or so, I'm guessing; but I hate haggling).

The car added about $600/year to my insurance plan. You can probably do better here if you shop around but I'm willing to pay a little extra for my insurance company (USAA).

Hope this helps.

 

[ViperNuge]

I pay close a $1k a year for my insurance. Hawaii is high due to all the rental cars crashing all over the place!! LOL

patrick

 

[JWButler14]

I bought my 2010 GT back in december and i only paid $24K for it but i pay $450/month cause i had some negative equity from my SRT-4 i traded in, and on the insurance note my premium went down $250/year with the GT compared to my SRT-4.

 

[redblazerx]

I bought my 2010 GT back in december and i only paid $24K for it but i pay $450/month cause i had some negative equity from my SRT-4 i traded in, and on the insurance note my premium went down $250/year with the GT compared to my SRT-4.

Ya, I picked it up last wednesday. Payments are $453, I had to purchase gap insurance. My insurance went down suprisingly, its only $83 a month for the 2010 GT and a saturn. So, im pretty happy about it.

 

[kyle_99gt]

wow where do you guys get these great insurance rates, up here in bc they kill us. Im doing like 150 a month in insurance with my 99 gt.

 

[JWButler14]

wow where do you guys get these great insurance rates, up here in bc they kill us. Im doing like 150 a month in insurance with my 99 gt.

i have geico and i only pay $125/month for my 2010 gt and my wifes 2010 V6

 

[sjpony]

$27988 is too much for a deluxe. My loaded premium with a MSRP of $35,610 was only $27,500.

 

[stanmckinney]

Insurance cost is based on age and driving record for the most part.

 

[Psybadek]

$27988 is too much for a deluxe. My loaded premium with a MSRP of $35,610 was only $27,500.

Costs of cars also depends on location as well. Some places pay more on MSRP for cars than other areas.