I call bs to your insurance company. better talk to a manager there and ask them why you can't get your car back. also what are they valuing your car at? low blue book? whats that?
i take it you have full coverage or comprehensive collision. also read your policy it will tell you your options in these matters.
good luck man. what insurance company do you have anyways?
Oh yeah! I didn't update this.
Anyway, I put my foot down and told them I was buying it back and that was that and to leave me alone about it.
It's back in my possession, and it's at a guys shop that specializes in Mustang collision, and he gave me an estimate of less than half of what the insurance adjuster quoted. He fixes worse Mustangs than that all the time.
On another good note, this whole thing re-ignited my love affair with my 68. I've driven my 68 this summer more than I have since it was my daily driver. Just rebuilt a Holley 780 to replace the Edelbrock 600 that was on it and the difference feels like a motor swap. It's a blast!