Well, if its going to be paid off, then, i'd just wait to find a clean cobra. They're around...just hidden. Just be patient until u find the "one."
It'll be a vert too, so there are less of them that are modded to be raced hard than the coupes are. there's actually one in GA right now for 17K that is nearly stock with about 60k on the odometer. Intriguing to me...