Got the official Tier 1 Email CRCF email, and apparently the failing paint is "..operating within Ford's specifications."
No wrecks, just time. Clearcoat has cracking and appears dull. Does not shine when waxed, etc.
So, apparently the paint is satisfactory if it fails at the 5 year point.
BS, but I doubt they will do anything. Kinda reminds me of my 88 Plymouth Voyager, where the paint stripped off in big pieces. That cured me of mopars. It appears quality is no longer job 1 or whatever. Sort of pissed.