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That’s terrible news about the Fox, OP. But at least you and your girlfriend are both okay. Law suits are pretty tiresome; hire a good lawyer and get it taken care of. You should get your own automobile insurance to take care of this for now, buy it back and part it out. If you win the law-suit...

Sounds a bit steep to me, but then again, I’m not privy to your demographic details, finances, and driving record. See if The Hartford will give you a better deal. I’ve had antique auto insurance with them for over a decade now and they’ve kept my rates low and handled claims pretty well.

I’m definitely keeping an eye out for this one.

I would wait for the 2013 Mustang.