I understand and that makes sense. I am a young fool though, so I'll be picking it up around 4pm. Plus I don't see an 01 depriciating faster than a 98. The 98 has about 48,000 miles on it already. 01 has close to 29,000. as long as i keep the miles down resale shouldnt be as bad. But like I said, it'll only be "bad" for the first year or two until I have a "real" job then I can make much larger payments.