I had a thread sorta on this same issue. There's a lot of debate on how cold is too cold. Theories on excess wear, more friction, sensors not in their operating range, etc. I have a 180° thermostat and a Fluidyne radiator, and the temp only climbs over "N" in bad traffic. If you're riding at around "N", you probably wouldn't notice the difference between a 160° and a 180°.