This is even more off topic than this thread has already gotten, but it brings to light the level of corruption this country is facing. Now with the slow crumbeling of our economy from jobs being sourced over seas, companies are going to get even more underhanded and greedy as people they both employed (past tenths) and counted on to buy products and services can no longer afford them. I see a domino of state by state economical crash. Income levels are dropping but inflation keeps on rising, so if the definition of a third world country is that you have rich and poor, I guess the U.S. is on the fast track in that direction. I am Canadian and live in NY. Canada is, for the most part, still governed by the people. At least we have the foresight not to let political groups mess with the Constitution. It can only be changed according to the amending formulas set out in Part V of the Constitution Act, 1982 - this does not mean there is no changes made, it's just harder to do. As for this country, I am seeing more and more corruption and underhanded behavior ranging from local small businesses to the Medical billing industry and it's pretty scary. Medical isn't in trouble here because it's expensive, it's in trouble because it's full of thieves. Just get into a car accident in NY state and watch what happens... This is just one example in one small area that amounts to billions of dollars of STOLEN money. Auto Insurance co. gets billed, Medical insurance gets billed as well and then they sneak you a bill to YOU claiming it's not paid. If you look into the laws, you can't be held responsible for no fault claims that are not paid or only partially paid by the auto insurance co. So in the end, the hospital bills out... 12,000 to AIC 12,000 to say - MVP Hopes to get paid by both, and while waiting sends you a cry letter that you didn't provide them with so and so info in time and are now responsible for the bill. If you don't know the law (State insurance dep act.) and you pay... The hospital just made 36K on 12K of services. That's insurance fraud! from our own Medical service industry and they get away with it at an alarming rate with almost NO repercussions. Canada's medical - governed by tight rules and regulations across the board (for the most part - Alberta was trying to mess with it when I left) and this keeps fraud in medical billing down to a minimum. I'm sure it happens, but when you pay $132 or so bucks every three months for full medical, (it is less or free for ppl who make 10K or less a year) they pretty much have no choice but to follow a pay out system with little or no room for scamming without it being some big ring with patient involvement. BTW - When my daughter was born, It cost me $52. That was a privet room, phone and TV with cable for 3 days. My stay at the hospital here after the car accident cost 18 thousand dollars for 3 days. That did not include the surgery I needed later or follow up appointments. As for Ron J. I have not seen a post from him for weeks. When I loose IQ points from reading posts, I just use the functions on this board so I don't have to read them anymore. It's way nicer than some of the responses I've thought up. I was taught if you didn't have anything nice to say.... Pretty much why I rarely post here at all. Z.