Work full time, play ebay, have a bunch of investments (from inheritance & savings). Big thing is my car was payed for the day I got it (trade in + cash), my medical insurance is taken care of by my Dads company till I'm 25, and I'm smart so my school is free (started college part time at 15, needless to say, I'm getting close to being done with my undergrad). Also, like I said before, I'm the kinda person that saves every penny and only spends something when I know I can "afford" to spend it (like I set benchmarks of a minimum amount I will keep in cash, and won't spend more than that till I save up more). Hehe - I think I've made up my mind this time I waited for a while to find a good IRS with the right stuff for the right price (in fact, went on a 6hr road trip to look at one, turned the guy down cause he was missing a buncha bolts, didn't have the shocks he said he had, and didn't seem to have his stuff together) - so this wasn't exactly a spur of the moment decision to switch back.