Bumper inserts or paint?

I was thinking of getting some chrome bumper inserts for my car. I just wanted to know if any one here ever had a problems with them as far as peeling off, messing up the paint, ect. I also was thinking about just getting the letters painted silver. I didn't a get a price yet from any shops. Has anyone done this before? What do you guys think??
 
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I have the chrome bumper inserts, there a nice touch but not for the money that I spent on them (est. 70.00). If you could find them cheaper go for it. Theres no worry about them falling off cuz there stuck on good, as long as you take the right preperation steps. I put mine on when it was cold out, and took a hair dryer to them. If you wanna do it cheaper and still look good, just got to a graphics place and get the reflective chrome vinal.