looking to get an 04 GT tomorrow. dealer is locating the one i want. the msrp's on the cars i am looking at are about 25,000 on average. he says he can get me out the door for 21,500 which includes tax and title. so basicly the car is going to cost 19995. is this a good deal? can i do better? also is there 0% financing availible? thanks alot Terry.