My answer remains the same. People who ask these types of questions typically do not have a dime saved for a rainy day.
Are you a homeowner? Doubtful. You're probably living paycheck to paycheck in an apartment. That's if your not still living with M&D.
I do have another option - pay down your debt, if you have any.
So you can piss, bitch, moan and call me names all you want, we both know I'm spot on. Figuring you out is like shooting fish in a barrel.
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