What? People being responsible for their own actions? In this day and age?!? That's just unheard of!
No, seriously. Far as I know, folks who drive around without insurance only get ticketed with a misdemenor (sp?). That crap oughtta be a friggin' capital offense punishable by death ... or at least some hardcore public corporal punishment. Y'know, 50 lashes with a rattan cane, whippings with a cat-o-nine-tails, something along those lines.
Think about it. For at least 75% of folks, their car is their means of getting to/from their job and thus putting food on the table. No car means no way to get to the job, and thus no way to buy food and pay bills. Some semenal discharge stain is too stupid and too cheap to get insurance to cover the cost of their crappy driving skills (or complete lack of skills, altogether), and he/she goes out and blasts your car into a pile of scrap by running a red light or whatever. If they don't just up and run from the scene of the accident (in which case, the death penalty should be MANDATORY and IMMEDIATE for such offenders), then that person should have to answer for his/her crime by either having each and every minor possession they own being auctioned off to cover the fair cost of repairs/replacement (even if it comes down to leaving them naked in the street), and/or said person SHOULD be forced to endure some manner of cruel and unusual punishment ... and the more cruel and unusual, the better.
My dad lost a mint-condition '77 El Camino with only 35k original miles on it to some stupid twit that pulled an illegal left-hand turn in front of him at 40mph. She had no insurance, of course, and he tried taking her to court, but she copped the whole "Oh, I have no money, I have nothing to be sued for" defense and somehow got off the hook. Pops ain't seen a dime from that wench, and that El Camino he inherited from Gramps just forever sat and rotted in a wrecking yard henceforth.
I can totally see myself getting into a wreck involving a friggin' illegal alien with a ratted-out pickup truck (probably a hit-and-run deal, too) within the next couple of years. It's more of a "when" than "if" thing down here in Arizona, sadly enough. I've already had one car hosed by some stupid 75-year-old doofus that cut a random U-turn in front of me ... but fortunately, he DID have insurance ... but when he first pulled out an EXPIRED insurance card, the cop literally had to hold me back from him because I was ready to rip the old fugger's throat out with my teeth.
So again, in short, if you drive without insurance ... DIE.
