All you need to do is limit yourself. You can't take $$ with you when your gone, but for those us with family you want to make sure they are taken car of and not leave them to pay off your debt. I would finance a car for 5 yrs and pay a little extra each month. I did it with both my 93 and 97, I paid the 93 off in 3 1/2 yrs and the 97 in 4 yrs. Now I got a mortgage and other responsibilities so I am not going to run out and buy a new mustang. Not practical right now. I wait and see what happens. Besides it is almost time to pick up a new daily driver so, priorities come first then the toys.