I had my insurance agent which is a good friend make sure that the stated value is what I declared. Because I have restoration receipts totalling more than the $25 in the policy. Mine has Mustang LX 5.0 on the insurance docs, but it states Saleen in the stated value part. My agent just simply told me to keep ALL receipts and documents. Also, once it is completed, i should also get it appraised. I have never had a problem with Progressive covering anything. One of the best IMO! I had State Farm and when i put in a claim years ago with my '87 GT they covered it then dropped me.
yeah so far i'm happy with progressive. theyre taking care of it all with no probs. I guess i'll find out though with my next renewal if they drop me or if it sky rockets the rates. Even though it was a road rage incident and i had no info on the other party. I'll have to see if i can get it covd with stated value, that would be nice.