Ford Interest rate

Discussion in '2005 - 2012 (S-197) Mustang' started by nyyankee, Sep 21, 2005.

  1. nyyankee Member

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    Anyone know the best interest rate Ford credit is giving on the Mustang.
    nyyankee, Sep 21, 2005
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  2. bigcat start with the upper hole, and if more traction is

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    it all depends on the entire structure of the deal....which tier you fall into
    bigcat, Sep 21, 2005
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  3. ks44142 Member

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    go to fords website...... they should have someting or call a dealer
    ks44142, Sep 21, 2005
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  4. Stang066 New Member

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    Here in canada they offered me 4.9 percent for 3 years, 5,9 for 4 years and 6.9 for 5 years.
    Stang066, Sep 21, 2005
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  5. bleedingvayneAD New Member

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    I went through my bank to get a better interest rate
    bleedingvayneAD, Sep 21, 2005
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  6. PolkThug New Member

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    Yep, and then the dealer adds % points on for themselves. It sucks that you can't work with Ford Credit DIRECTLY, instead you have to play stupid games. I will not use Ford Credit because of this.
    PolkThug, Sep 21, 2005
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  7. stanmckinney Active Member

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    Your own bank is usually much better.
    stanmckinney, Sep 21, 2005
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  8. jfischer New Member

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    Yes, if you can use your own bank or credit union you'll almost always do better - unless there's a great promotional rate through Ford. Unfortunately, there are no promotional rates on the Mustang right now, so you're probably best off to arrange your own financing - the dealer will just try to make money on this part of the deal too...
    jfischer, Sep 21, 2005
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  9. bleedingvayneAD New Member

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    Yeah, like I said above, I think I ended up getting a 5.5% rate for 5 years, which is really really good.
    bleedingvayneAD, Sep 21, 2005
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  10. Powerforce New Member

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    If your dealer is doing that it is time to find a new dealer. My saleman will search Ford Credit and local banks for the best rate. He usually does as good if not better than my credit union.
    Powerforce, Sep 21, 2005
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  11. 1meanZ New Member

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    Ford Credit's best rate for 60 mo was 6.9%. I went elsewhere for well under 6%.
    1meanZ, Sep 22, 2005
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