Way less than half. The Cobra is $2200 per year. The 5.0 is $150 per year. $2050 difference a year. That would be $10,250 more over a 5yr. span......for a 32 yr. old!!....if you're in your 20's fugetaboutitnmcgrawj said:So isnt that still less than half the cost to insure a 5.0 compared to a cobra?