Yep^^^ It just ain't worth it! I should know with my car being wrecked by in a parking lot while my friend was driving my car which is insured by me with liability insurance, with the car being registered in another state. Turns out to be a no fault accident covered by neither party.... Sucks to go through all this but it is no ones fault but my own trying to "beat" the system. Nice try, better luck next time!