When my '93 Wrangler was stolen, it was found 4 hours later, broken window and column, stripped. I had it towed to the dealer to replace seats, wheels, etc. But when the Nationwide adjuster looked at it, he totalled it. Said it's not worth taking a chance that they might have damaged the drivetrain. I got a check within 2 weeks of the theft for more than I had paid for it new, and the next day had a new Cherokee in the driveway. Still, none of it was worth the heartache of being victimized like that. I wish you luck.