You want some advice from an older guy that’s been married for 16 years. Well, you’re going to. First off, the big misconception that Americans (us) have is that things will make you happy. This is false, people and relationships are what you need to concentrate on. With two jobs you are going to be a machine with no social life and when the novelty of the house wears off, you will be left kicking yourself and unhappy. Believe me on this next statement. Having a wife is different than having a girlfriend, especially when kids are added. This in it’s self is A LOT of work. You need time for her or you will not make it. As far as marriage goes, just make sure you and your girlfriend have discussed and agree on the following: Religion (do you share the same faith) Money (you need to work together with your budget and share accounts not separate. There is no mine and yours here) In-laws (do you both get along with your in-laws and if not how do you handle this. Work it out) Children (how many, what’s their names, how you going to raise them, what school are they going to). I could keep going but you need to put a lot of
thought into everything before you get married. Make this a logical choice not one based on emotion. If you are going to buy a house, do not do more than a 15 year fixed rate and keep your payment ¼ of your income. Keep in mind that your going to build equity much faster this way and you will eventually be able to have the house of your dreams later and paid off as well. Or do you want to do what most people do and give all their hard earned money to the bank with the 30 year loan. If you do things right when your young you won’t suffer when you get to be my age. Live like no one else now so that later you can live like no on else as Dave Ramsey says. This is a good statement. Keep control of your wants and live smart. Good luck!