Hey guys, I know there are a bunch of question on which insurance is the best. My question is whats the catch to them? Why are they so cheap? I pay 250 bucks a month on insurance on my truck I dont see how you can get away with paying only 300 bucks for an entire year? I want to get my mustang insured but cannot afford to put it on my regular insurance. I am 23 and have a few tickets. Is there any kind of age requirement to be able to get this type of insurance? I am talking about my age not the car. The car is not going to be daily driven, I could follow any mileage restrictions and is garage kept. I guess I should just call these people and find out the info but I am wondering if there is any catch before I waste my time or can I really get away with just paying 300 bucks for a year of insurance?