Well let me give you guys some more detail. The accident was my fault since I pulled out and made a left turn in front of another car. What is jacked up is it was on a residential street and my 35 mph airbags deployed. You can imagine how fast he was going to do that kind of damage and make the airbags deploy. Despite that since it was my stupid left turn (I didn't see him. I was distracted by parking. I hate going to people's apartment complexes.) I still get full blame. Fortunately nobody was hurt neither myself or the other driver.
As far as the car goes I could probably fix it but I think I'm ready to move on. Or I will strip the parts buy one cheap and transfer stuff over. The insurance company offered me $4,000 for the car, which is B.S. I'm asking for $5,500. Now here is more good news. I had a $2,500 dollar policy on my stereo so I automatically get an extra 2,500. So right now I'm at 6,100 after my deductible. This is without them upping the value since I'm submitting autotrader cars that are going for much more than $4,000 dollars. Like I said I'm trying to get $5,500 and then the stereo. That would put me at $7,500 with my $500 dollar deductible taken out. In addition, however, I will get a percentage of the $6,000 in receipts I have in upgrades to the car. So I could net a pretty good amount. Now for the best part...after working them for all of this...I can buy it for $500 since that value does not change regardless of payout and sell all of the high performance parts on it. I might actually end up ahead except for the higher insurance rates.
Now I'm just waiting for their reevaluation. I'm lucky because my adjuster is a muscle car guy and has a few of his own and is helping more than you can imagine. Plus keeping every most of my receipts is also helpful in getting some of that 6K bak. But if I come out with the insurance company well and sell all the parts, I might just take the money and run.
At this point that is what I'm looking to do. As was mentioned earlier in the thread if you are interested in parts I'm already taking things off so send offers via pm. Do not post offers in this thread as requested by the Mods.
Best Regards
- Justin Archer -